Our Privacy Policy

1. What information do you collect about me?

When you contact us, we collect information about you, which may include:

  • your name;
  • your email address(es);
  • your phone number(s);
  • your home address;
  • your company details;
  • your profession;
  • how we first met you;
  • what interactions we’ve had with you;
  • details of enquiries you’ve made to us.

 

When you make a loan enquiry to us, we may also collect the following information:

  • specific details of the enquiries you’ve made to us;
  • details of your credit history, including any history of insolvency, bankruptcy or CCJs;
  • information about the properties you own or have owned in the past;
  • details of your past income and expenses;
  • any other information about you that is publicly available online and which may affect your ability to repay your loan.

 

2. How will you use my information?

We use this information in order to interact with you as a company, in particular, to:

  • keep internal records;
  • assess whether and/or how best to keep in contact with you;
  • contact you regarding our services;
  • contact you with occasional marketing emails, texts or phone calls, when we believe that you – or a contact of yours – may reasonably be interested in and/or require our services;
  • assess whether or not to lend to you;
  • enable us to provide our services to you.

 

3. How long do you keep my information?
Your information will be kept with us until you notify us otherwise. We also keep information of past enquiries indefinitely so that we can more easily and quickly provide our services to you if you should come to us again with another enquiry.

 

4. With whom do you share my information?

All the personal data we process is processed by our staff. No 3rd parties have access to your personal data unless the law allows them to do so, or unless you give us explicit consent to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data. More information can be found by contacting us via e-mail

 

5. Where do you keep my information?

We keep your information in data centers within the European Union. For technical reasons, our application vendors may transfer your data to countries outside the European Economic Area. When this is the case, we use appropriate safeguards, namely the European Commission’s standard contractual clauses and Privacy Shield.

 

6. Which rights do I have?

Access: You can request a copy of the information that we hold about you. 
Correction: We want to make sure that your personal information is accurate and up to date. You may ask us to correct or remove information you think is inaccurate.
Erasure: You can demand that we erase your information. However, we are not allowed to erase information about you that the law requires us to keep.
Data portability: You can ask us to transfer your information from our IT environment to another, either to another company’s or your own. This does not apply to information about you that the law requires us to keep.
Withdrawing consent: You can withdraw your consent for sharing your usage data or receiving marketing information at any time. You can do that by sending an e-mail to us.
Complaints: You can lodge a complaint with us or your local data protection authority at any time.

 

7. How can I exercise my rights?
If you would like to exercise any of the above rights, please contact us (see section 10). If you would like to lodge a complaint with your local data protection authority, please contact the authority directly.

 

8. Do you use cookies?
We use cookies on this website to help this website run smoothly.

 

9. Changes to this policy
We keep our privacy policy under regular review and we will place any updates on this webpage. This privacy policy was last updated on 14 August 2020.

 

10. How to contact us
If you have any questions about this policy, how we use your information, or your data privacy rights, please email us at contact@thinkpropertyfinance.com

Copyright 2024 ©ThinkUS LLC. All Rights Reserved

ThinkUS LLC - 3715 Northside Pkwy NW STE, 500\n Building 100, Atlanta, Georgia GA 30327, United States

Senior Development Loan

Purchase Costs
(up to)
1 %
Development Costs
(up to)
1 %
max Loan
£ 1 m
max LTGDV
1 %
month Term
1- 2
from Rate
(per month)
0. 0 %

Senior Development Loan

We provide Senior Development Loans for up to 18 months on almost any residential project with development costs under £1.5m. As we lend on small- to medium-sized projects, we’re still able to complete in market-beating times where required.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

One such Senior Development Loan was against a block of new-build apartments in Poole. The development proposal changed during the loan, and our flexibility enabled us to meet the borrower’s changing needs during the term.

Light Development Loan

Purchase Costs
(up to)
1 %
Development Costs
(up to)
1 %
max Loan
£ 1 m
max LTGDV
1 %
month Term
1- 2
from Rate
(per month)
0. 0 %

Light Development Loan

If you have a project – involving a major refurb, conversion or extension – and require funds for both the purchase (i.e. on day 1) and the development work (i.e. loan drawdowns), then our Light Development Loan is for you. Even with drawdowns, we make the process as simple as possible. And for these projects, we typically don’t even require monitoring surveys, either.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

On this loan, we had a borrower who required a Light Development Loan to purchase an ex-semi commercial unit to convert into flats. They needed funds very quickly, and we were able to structure a deal to provide the loan needed.

Auction Bridging Loan

max LTV
1 %
max Loan
£ 2 m
month Term
1- 2
from Rate
(per month)
0. 0 %

Auction Bridging Loan

If you have your eyes set on a property soon to go under-the-hammer, then our Auction Bridging Loan enables you to go into the auction with confidence. We’ll arrange terms with you up front, so that you know exactly what you can afford to pay. And given the speed with which we complete on loans, delivering on the finance after you’ve secured the property won’t be a problem.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

Here we had a borrower looking to purchase an HMO at auction. We agreed terms upfront, and after the borrower was successful at auction, we completed just a few days later.

Residential Bridging Loan

max LTV
1 %
max Loan
£ 1 m
month Term
1- 2
from Rate
(per month)
0. 0 %

Residential Bridging Loan

If you’re looking for a straightforward, short-term loan against a UK property that you own – or are about to purchase – then our Residential Bridge is for you. We provide terms up to 15 months to help you bridge your funding gap, whether it’s a house sale, refinance, or an other source of funding that’s just a few months down the road.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

Here’s an example of one of our Residential Bridging Loans, on a house in Croydon. Our borrower needed a 6 month loan to purchase a property before selling it on to other developers.

Refurb Bridging Loan

Purchase Costs
(up to)
1 %
max Loan
£ 2 m
max LTGDV
1 %
month Term
1- 2
from Rate
(per month)
0. 0 %

Refurb Bridging Loan

Our Refurb Bridging Loan is for projects where the borrower is looking to refurbish, convert or extend a property. We provide up to 70% of the purchase price on day 1, and the borrower then provides the funding themselves for any work required. Because of this, developers typically love this product when the refurb or conversion costs are small, as it enables them to maximise their day 1 funding.

SIMPLE

Apply for a loan in a matter of minutes

FLEXIBLE

We’ll work with you to provide the loan you need

FAST

Receive funding from within two weeks if required

Case Study

We recently lent to a developer who was looking to convert a house in Oxfordshire into an HMO. They had the funds for the conversion, so just needed as much on day 1 to help with the purchase costs. We provided 70% LTV even though another lender had down-valued the property.